Skip to main content
Residential Technologies

SBO.NET

Complete loan accounting system combining cashiering, data entry, accounting, and investor reporting functions into one platform.


SBO.NET® validates that each sub-servicer is servicing your loans correctly including payment applications, arm adjustments, and loan modifications, while verifying remittance amounts are correct based on underlying loan activity and servicing agreements. 

SBO.NET automates all accounting functions including generation of loan level journal entries, daily accruals and reserves, sub-ledger for balance sheet accounts, comprehensive interest analysis module, and amortization of purchase premiums / discounts and MSRs. The system validates and reconciles daily and monthly servicer cash collections and remittances, helping find money that otherwise would be lost. Additionally, the system maintains, controls and stores accurate data for analysis and down-stream reporting. SBO has wide industry adoption with over 100 sub-servicers data being consumed and reconciled in the system.

2M+
Active loans currently on system plus 10M inactive loans
40+
Active clients including 3 of the 4 top US banks
1,400
Data elements per loan plus 250 different related tables

Why Choose SBO.NET

SBO
SBO

Improve Operational Efficiency

Exception-based processing segments good loans from those that have issues, helping your team focus their efforts.

Protect Your Data

Industrial strength controls and validation prevents invalid or inaccurate data from getting into your data base.

Generate Additional Cash

The system’s reconciliation module identifies variances between what should be remitted and what is remitted, helping identify servicer mistakes which can generate additional cash.

Pursue New Business Opportunities

SBO.NET is constantly being upgraded to provide flexibility and functionality that can support most new business opportunities that our clients bring to our attention.

Improve Operational Efficiency

Protect Your Data

Generate Additional Cash

Pursue New Business Opportunities

Exception-based processing segments good loans from those that have issues, helping your team focus their efforts.

Industrial strength controls and validation prevents invalid or inaccurate data from getting into your data base.

The system’s reconciliation module identifies variances between what should be remitted and what is remitted, helping identify servicer mistakes which can generate additional cash.

SBO.NET is constantly being upgraded to provide flexibility and functionality that can support most new business opportunities that our clients bring to our attention.

Request a Demo
Sign up to have one of our professionals reach out to schedule a demo.