Integrations
Connect ProMerit to Your Ecosystem
Today’s warehouse lending workflows depend on getting trusted data and risk signals early, without jumping between systems, rekeying information, or waiting on manual checks. ProMerit integrations connect the platform to the tools you already rely on, from Encompass for LOS data flow to FraudGuard for identity, property, and collateral risk scoring, FundingShield for real-time wire instruction validation, and Snapdocs for secure eNote transactions and status visibility.
Click through to explore each integration and see how they fit into your end-to-end funding and risk process.
Integrations
Wire Account Verification Service (WAVs)
Cybersecurity and fraud risk is at all time high with ransomware, data breaches & increased attacks on closing agents from bad actors. A single instance of wire fraud can be costly, both monetarily and to your reputation.
ProMerit’s integration with FundingShield enables warehouse lenders to initiate a review of standard settlement instructions (SSIs) by validating SSIs against FundingShield’s database of verified wire instructions with a response returned in real-time.
Integrations
eVault / eNotes
eNote adoption by mortgage originators is on the rise and expected to triple within a few years. To support this growth, warehouse lenders need to manage eNotes at scale from within their existing systems.
ProMerit’s integration with Snapdocs provides a secure and compliant solution for lenders and their secondary market partners to transact eNotes effortlessly. Warehouse banks can now accept eNote transfers, initiate outgoing eNote transfers, reconcile eNote data, and view eNote statuses—processes that typically require manual action within an eVault—all within ProMerit.
Integrations
LOS Integration with Encompass®Investor Connect
Managing pre-funding risk is harder when loan data is fragmented and exceptions are identified too late. With our Encompass integration with ProMerit, you can receive data directly from the originator or warehouse borrower’s LOS, then quickly return to the source information on potential pre-funding exceptions and stipulations, including those from our other integration partners. Loan Certify also supports the funding process by certifying funding requests to meet or exceed compliance requirements.
Integrations
Risk Scoring in ProMerit
Pre-funding risk increases when borrower identity and property and collateral details are not verified early and in one place. Our Collateral Verification integration with FraudGuard supports loan data quality verification of pre-funding borrower identity and subject property information, and helps certify funding requests to meet or exceed compliance requirements. FraudGuard is a market-leading identity, property, and collateral risk management solution from First American, with broad reach across the mortgage transaction landscape, extensive coverage of U.S. households, deeds, mortgages, and foreclosures, and fraud information dating back more than 22 years. FraudGuard’s risk assessment scoring is delivered directly into ProMerit, creating a single system of record and reference with historical progression.
